🌎 All 50 States Covered

SR22 Insurance by State

Every state has different SR22 requirements, costs, and durations. Find your state below for a complete guide specific to where you live.

50States Covered
2–3 yrsTypical Duration
FreeAll Guides
FR44 — Florida & Virginia require FR44 for DUI (higher limits than SR22)
Own System — State uses its own financial responsibility filing, not standard SR22
Low Cost — Below-average SR22 rates
Strict — Notable strict rules or low BAC threshold
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Northeast
CTConnecticut
⌛ 3 years💰 $155–$310/mo
 MEMaine
⌛ 3 years💰 $122–$248/mo
Low Cost MAMassachusetts
⌛ 3 years💰 $160–$320/mo
 NHNew Hampshire
⌛ 3 years💰 $130–$265/mo
 NJNew Jersey
⌛ 3 years💰 $175–$340/mo
 NYNew York
⌛ 3 years💰 $185–$375/mo
 PAPennsylvania
⌛ 3 years💰 $140–$285/mo
Own System RIRhode Island
⌛ 3 years💰 $165–$330/mo
 VTVermont
⌛ 3 years💰 $118–$240/mo
Low Cost
South
ALAlabama
⌛ 3 years💰 $125–$255/mo
 ARArkansas
⌛ 3 years💰 $120–$245/mo
Low Cost DEDelaware
⌛ 3 years💰 $148–$298/mo
Own System FLFlorida
⌛ 3 years💰 $155–$315/mo
FR44 for DUI GAGeorgia
⌛ 3 years💰 $140–$285/mo
 KYKentucky
⌛ 3 years💰 $128–$260/mo
Own System LALouisiana
⌛ 3 years💰 $190–$385/mo
 MDMaryland
⌛ 3 years💰 $155–$310/mo
 MSMississippi
⌛ 3 years💰 $155–$310/mo
 NCNorth Carolina
⌛ 3 years💰 $145–$295/mo
 SCSouth Carolina
⌛ 3 years💰 $130–$265/mo
 TNTennessee
⌛ 3 years💰 $135–$275/mo
 TXTexas
⌛ 2 years💰 $135–$275/mo
 VAVirginia
⌛ 3 years💰 $160–$320/mo
FR44 for DUI WVWest Virginia
⌛ 3 years💰 $128–$260/mo
Midwest
ILIllinois
⌛ 3 years💰 $145–$295/mo
 INIndiana
⌛ 3 years💰 $120–$243/mo
Low Cost IAIowa
⌛ 2 years💰 $115–$235/mo
Low Cost KSKansas
⌛ 3 years💰 $118–$240/mo
Low Cost MIMichigan
⌛ 3 years💰 $195–$395/mo
 MNMinnesota
⌛ 3 years💰 $148–$298/mo
Own System MOMissouri
⌛ 2 years💰 $125–$253/mo
 NENebraska
⌛ 3 years💰 $116–$238/mo
Low Cost NDNorth Dakota
⌛ 3 years💰 $113–$230/mo
Low Cost OHOhio
⌛ 3 years💰 $120–$245/mo
Low Cost SDSouth Dakota
⌛ 3 years💰 $112–$228/mo
Low Cost WIWisconsin
⌛ 3 years💰 $130–$263/mo
West
AKAlaska
⌛ 3 years💰 $145–$295/mo
 AZArizona
⌛ 3 years💰 $150–$305/mo
Strict DUI Laws CACalifornia
⌛ 3 years💰 $175–$360/mo
 COColorado
⌛ 3 years💰 $145–$295/mo
 HIHawaii
⌛ 3 years💰 $145–$290/mo
 IDIdaho
⌛ 3 years💰 $118–$242/mo
Low Cost MTMontana
⌛ 3 years💰 $120–$245/mo
Low Cost NVNevada
⌛ 3 years💰 $155–$315/mo
 NMNew Mexico
⌛ 3 years💰 $138–$278/mo
Own System OROregon
⌛ 3 years💰 $140–$285/mo
 UTUtah
⌛ 3 years💰 $130–$265/mo
0.05 BAC Limit WAWashington
⌛ 3 years💰 $150–$305/mo
 WYWyoming
⌛ 3 years💰 $116–$235/mo
Low Cost
Southwest
OKOklahoma
⌛ 3 years💰 $130–$265/mo
Own System

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SR22 requirements, durations, and costs shown are general state averages based on industry data. Your specific situation may differ. Always confirm requirements directly with your state DMV and obtain quotes from licensed insurance providers. SR22 Insurance Guide does not sell insurance and is not a licensed insurance agent or broker.